December in India is a season where there is a mix of national and regional observances, which are affecting the opening hours of banks branches. There are 18 ordinary days, including the second and fourth Saturdays as holidays, but no one can work on Sundays, i.e. banks are open every Saturday._prepAccording to the list provided by the Reserve Bank of India, the central bank of the country, there will be no full operation of the banks for the entire month.
City-wise and date-wise list of the bank holidays in December 2025, 시작합니다:
– 1 Dec, Monday: State Inauguration Day and Indigenous Faith Day – Itanagar, Kohima
– 3 Dec, Wednesday: Feast of St. Francis Xavier – Panaji
– 7 Dec, Sunday: Rest Day in all provinces of India
– 12 Dec, Friday: Commemoration of Pa Togan Nengminja Sangma’s passing – Shillong
– 13 Dec, Saturday: Off on the second Saturday of the month – Nationwide
– 14 Dec, Sunday: Rest Day in all provinces of India
– 18 Dec, Thursday: Anniversary of the Death of U SoSo Tham – Shillong
– 19 Dec, Friday: Liberation Day of Goa – Panaji
– 20 Dec, Saturday: Losoong or Namsoong – Gangtok
– 21 Dec, Sunday: Rest Day in all provinces of India
– 22 Dec, Monday: Losoong or Namsoong – Gangtok
– 24 Dec, Wednesday: Christmas Eve in Aizawl, Kohima, Shillong
– 25 Dec, Thursday: Christmas – Nationwide
– 26 Dec, Friday: Christmas celebration in Aizawl, Kohima, Shillong
– 27 Dec, Saturday: No work on the fourth Saturday of the month – Nationwide; Christmas – Kohima
– 28 Dec, Sunday: Rest Day in all provinces of India
– 30 Dec, Tuesday: Death Anniversary of U Kiang Nangbah – Shillong
– 31 Dec, Wednesday: New Year’s Eve or Imoinu Iratpa – Aizawl, Imphal
The 27th of December, which is the fourth Saturday, is recognized as a weekly day off all over India. Furthermore, the same day is a Christmas holiday in Kohima, adding up to the trouble of that state’s residents.
Summary for December bank operations
– Christmas Day is a state-wide bank close in India on the 25th of December.
– Goan banks shut on 3rd and 19th of December, the first date being St. Francis Xavier’s Feast, and the second the Goa Liberation Day.
– Sikkim gets in the rhythm of Namsoong on 22nd December and Namsoong on 22nd December, which is effective from Ganagtok
– Mirroring the rest of the highland regions, Meghalaya history includes a lot of days in a month, and December is no exception; three significant memorial days are marked at Shillong, one on each of the following dates: the 12th, 18th, and 30th of December.
– Aizawl, Kohima, and Shillong are also affected by the consecutive closing days of Christmas, mail and mail, the two at 24 and the other single-day closure at 26 Dec and the third Christmas closing in Kohima also on 27 Dec.
– New Year’s Eve or Imoinu Iratpa happens to be the day of closures in Imphal and Aizawl on 31 December.
What to expect regarding the bank services
– Your ability to access internet and mobile banking tools and do account to account fund transfers, and check balance are still somewhat limited.
– ROUND-THE-CLOCK TRANSACTIONS THROUGH UPI PAYMENTS AND COLLECTIONS.
– CASH PAYMENTS BY NEFT AND RTGS ACCORDING TO RBI’S POLICY FRAMEWORK.
– THE ENABLED MACHINES WILL STILL SUPPORT ATM WITHDRAWALS, CARD PAYMENTS, AND CASH DEPOSITS.
– ONLINE REQUESTS FOR CHEQUEBOOKS, DEMAND DRAFTS, AND ACCOUNT MAINTENANCE WILL BE THE POSSIBLE MEANS.
Strategic points for business continuity
– Make KYC, locker access, demand drafts, or large cash transactions visits to the branch only on weekdays.
– NEFT transfers or RTGS transfers when large-scale require should be started during the working hours in order to avoid end-of-day accumulation of transactions.
– It is very important to deposit and present cheques for clearing ahead the last weekend day.
– It is needed to keep a certain amount of cash and make sure that cards and UPI apps are activated and have enough credit.
– Businesses should plan the time of payment such as payrolls, vendor payouts, and GST payments in such a way as to bypass the period when the bank is closed.
Closing thoughts
The month of December 2025 is packed with national, cultural, and regional bank holidays, with 18 closures in total. Especially for those in Goa, Sikkim, Meghalaya, Nagaland, Mizoram, Manipur, and Arunachal Pradesh, the city-specific dates are even more important. Make sure to consult the local holiday list for your branch and make use of the digital channels to keep the financial flow unbroken.
